I feel like I have a hangover right now. No, I don’t drink. This is all $$$.
We moved into our new place on Saturday (!!!) and with it came a boatload of expenses that, up until then, I avoided thinking about because I HATE spending money. There was the lease application fee, deposit, the pet deposit for our beautiful pup, the first month’s rent (all four of which I got to put on a credit card—can you say REWARDS!). On Saturday, we also had the moving truck to pay for. But then after we got most of our stuff into the house, we realized there were a lot of things we didn’t have…food being the most important of those things. So after a quick 2-hour trip to Walmart, we spent just under $400 on the essentials.
So when I woke up this morning, I had a lot of things to work on:
- Allocate expenses from the Walmart trip
- Update the rest of September’s budget
- Start on October’s budget
- Calculate our new net worth
- Forecast bank account activity for October to make sure we don’t go negative
- Decide when to pay off which card (in full, of course)
- Try to figure out how much money we actually have
It wasn’t too long before I felt a brain implosion coming. I did as much as I could, but I got to the point with some things where I decided I’m going to need to wait for the spending fog to lift so I can start thinking clearly again. I don’t think we’re done quite yet, but hopefully I won’t have to see that much money leave my hand over the course of just a few days again for a while.
Meanwhile, back at the ranch, I did calculate our net worth for the end of September and we’re up to -$10,588.17! Not super lovely, but that’s an increase of almost $5,500 from last month. To be honest, though, a big chunk of that is adding in the worth of our two cars, which I didn’t include in August’s numbers, but we chipped away a few hundred with our awesomeness. I’m excited/scared to see what it looks like at the end of this month. As long as it’s progress, I’ll be happy. It doesn’t matter what it looks like.
The last time I remember feeling like this was when I came home from a 6-week trip to Fiji. I did a humanitarian trip with HELP International. Some of the things we did included square foot gardening, building adobe stoves, teaching health and business classes, and working with the local hospital. But on the weekends, we could do whatever we want. And it was a once in a lifetime opportunity, man, so I took it. I spent about 5 days in New Zealand and went zorbing, went skydiving over the ocean, stayed in a few resorts, went whitewater rafting, and whatever else I could to enjoy the culture and bring as much back with me as I could. All in all, I spent about $2,000 and had to get a short-term loan for tuition when I got home because I spent literally all my money 🙂 I had a blast and it was definitely worth it, and the experiences I had during the weeks in the villages changed my life and my goals. But when I got home and took stock of my finances…brain implosion.
The same goes now, though. The feeling of being on our own again is amazing, and it’s totally worth all the money we’ve spent getting ourselves set up. The feeling that we finally have our own HOUSE, even though it’s just renting right now, is even more amazing.