You Might Be a Personal Finance Blogger If…

bloggingLet’s face it. We the personal finance bloggers of the Internets are a completely different breed of human beings. We spend basically all of our waking moments thinking about money and scheming new angles to take on this or that. We range from the commonsensical (that’s totally a word! yay!) to the ridiculous. Here are some fun examples of it:

One of the things you’re most excited about when learning you’re having a baby is the child tax credit.

You then get depressed when you realize the baby won’t come until next year.

You can turn just about anything into a lesson about personal finance. Even dog poop.

Your self-worth is tied directly to your net worth.

You’ve caught yourself being a total jerk wad to a family member or friend because of thejerk-store-300ir “horrible financial decisions”.

You’ve been a total jerk wad to a family member or friend because of their “horrible financial decisions” without realizing it at all.

You bristle whenever you hear someone say they don’t need a budget. Them’s fightin’ words!

Dave Ramsey is your mortal enemy.

Okay, maybe not all of you, but you people fraternizing with the enemy know who you are (I kid, I kid).

You firmly believe that people who pay for premium coffee are doomed to forever live in poverty.

You consider your monthly/weekly/daily/hourly(?) update of your budget a sacred ritual.

99.7215% (yes, you calculated, because that’s how you roll) of the comments on your posts are from other personal finance bloggers.

ryanYou get weird looks when you tell people in real life about your blog.

You don’t understand why everyone doesn’t have a side hustle. I mean, come on, people!

You find something meaningful you’d love to write about, but can’t tie it to personal finance. “Eh, it wasn’t that meaningful.”

You talk about your emergency fund as you would one of your children.

Your favorite Saturday morning activity is hitting up yard sales.

You eat out only when you have a coupon or a gift card.

If you like credit cards, boy do you LOVE credit cards!

The thought of driving a 17-year old beater with no A/C warms your soul.

You secretly love spending money on certain things, but you certainly won’t tell anyone about it.

Why end there? Do my other personal finance blogger friends have anything to add to the list? 🙂

(photo cred here, here and here)


17 thoughts on “You Might Be a Personal Finance Blogger If…

    1. Oh no, you can't use side hustle money to splurge. It has to all be efficiently reinvested or put into savings! 😉 Yeah, I like your thoughts lol. Some people get so put off by that. Weird, right? And thanks! I thought it was the perfect look.

    1. I've heard a lot about her, but haven't really read anything she's said. But I guess if she's anything like Dave, she should probably be added 🙂

  1. Oh wow. I can totally relate to a LOT of these things. Nobody knows about my blog except my fiancé and my sister and neither of them even read it.

    I check my bank accounts almost every day on my phone. It's an obsession. I do look forward to updating my budget and calculating my net worth and how much I saved at the end of each month (the actual amount AND the percentage).
    My recent post The Good, The Bad and The Ugly With Rewards Programs

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