Whether you are learning to manage your finances for the first time, well-seasoned, there is always room for improvement. After all, the end goal is having money for retirement, so it depends on what we do day-to-day now that will make a difference later on. Retirement may be the furthest from your mind now even if you are decades away from retirement, but it will come up … [Read more...]
How Money Can Motivate You to Lose Weight
Losing weight is often a trying experience for many people. It seems like there is always something that makes it somewhat difficult to keep off the pounds. Willpower is definitely needed along with the desire to live a lifestyle that promotes health and weight loss. But there is one thing that is quite a motivating factor in many people’s lives… Money… Yes, money. For … [Read more...]
There are Perks to Online Shopping but be Careful Not to Overspend
Depending how you look at it, online shopping can either be the greatest thing ever invented, or the death of you. Take a look at the number of deliveries you get on a monthly basis, and if the UPS man knows your name, you could be in over your head with online purchases. It will take discipline in order to not overspend, but if you stick to a strict budget, online shopping … [Read more...]
4 Ways to Get Your Finances Back on Track
We all get off-track from our financial goals once in a while. Sometimes it happens because of unexpected expenses -like car repairs or a health problem. Other times we get off-track because we lose sight of our way. We forget why we set financial goals and why we work so hard to be frugal day in and day out. We temporarily let our purse strings loose, and we start spending … [Read more...]
5 Shocking Money Revelations from My Friends
Thank goodness none of my friends really know about my adventures in personal finance blogging. I am constantly bombarded with their shocking (and kind of stupid) money revelations whenever we hang out, and they turned into a pretty good idea for a blog post. One time, one of my friends actually thought the word “frugal” wasn’t a word at all, but instead was something I had … [Read more...]