Now that it is already March, the winter is ending and the warmer spring months are finally coming in and that just means that we are that much closer to summer. While summer is fun, that also means that fun unfortunately does usually mean extra spending money so it is better to prepare for the extra expenses now to be able to save up a bit. Shore Up Your Emergency … [Read more...]
How to Hold Down a Successful Household Budget
If you feel like you are a little short by the time the end of the month is over, after you have paid all the bills, wondering where the rest of your bank account went, you are not alone. In fact, according to a recent Gallup poll, only 32% of Americans put together a budget to track monthly income and expenses. That means that two-thirds of the population have a spending … [Read more...]
6 ways to get out of credit card debt
The average household in US owes approximately seventy nine hundred dollars to credit cards, a study held by CardHub in 2015 suggests. Though it is easy to swipe your credit card, it is pretty difficult to get out of the credit card debt. Most people pay the minimum amount due on their credit cards and feel everything is fine, until the debt is surmounted to become unbearable. … [Read more...]
7 Ways to Deal with Debt Stress
More than just being a negative number in your bank accounts, debt is a word that comes with a lot stress to challenge mental and physical health. Each one of us, at some point of time in our lives, has gone through the debt stress or is still going through it. What surprises me is that how persistent and chronic the debt stress is, in today’s scenario. There is a huge amount … [Read more...]
Christmas within budget: Avoid money wastage and debt hangover
How much will be your credit card bills in the next month? Is this question engulfing your peace of mind? Yes? Don't worry! Here are some last-minute financial tips to manage your Christmas budget in order to avoid a debt headache: Don't forget to check out your list twice Be doubly sure before you take out your credit card for payment. And, before you head towards a … [Read more...]