With the amount of companies that are being hacked with our information leaking out, let alone getting our own information compromised with skimming at the gas pump or snapping a picture of the card while it’s out, you have to be careful these days. The major credit bureaus offer a free copy of your credit card once a year that you can review for accuracies. By at least … [Read more...]
Life Can Be Difficult With Bad Credit
I wish that the importance of credit score was stressed to me when I was younger, even in college, and I suppose maybe it could have been, but it was the furthest thing from my mind at the time. It took me years to build credit up after years of financial responsibility, which was my own mistake, that I can’t stress the importance of making sure your credit is at its absolute … [Read more...]
Finance 101: Borrowing Options that You Might Not Have Considered
There comes a time in many peoples’ lives when they need a larger fund than they have in their bank account. This is not necessarily a sign of poor planning or any deficiency on your part; it’s simply that you can’t always apprehend when necessary costs will arise. Whether it’s because your car needs replacing sooner than expected, because an unexpected bill has surfaced, or … [Read more...]
How you Can Afford the Car You Really Want Without Breaking the Bank
(Sponsored Post) The car you drive shouldn’t just be any old motor, it should be an investment in a quality vehicle that you enjoy. You might however think that getting a better car will mean having to shell out loads of money, or that it’s simply something you can’t afford – but this isn’t necessarily the case. There are plenty of great deals out there just waiting for … [Read more...]
6 ways to get out of credit card debt
The average household in US owes approximately seventy nine hundred dollars to credit cards, a study held by CardHub in 2015 suggests. Though it is easy to swipe your credit card, it is pretty difficult to get out of the credit card debt. Most people pay the minimum amount due on their credit cards and feel everything is fine, until the debt is surmounted to become unbearable. … [Read more...]