Most people probably think that coupons are in the form of the Sunday paper, sitting and clipping coupons to bring to the store to save off your grocery bill, but these days there are so many forms of coupons for virtually any item, you just may have to look in other areas such as Groupon, “junk mail”, or online promo codes to find savings for a few other items that you should … [Read more...]

When it comes to making purchases, you can budget all you want, which you would already be ahead of the game as studies have shown that two thirds of Americans do not even follow a budget, but just buying an item when you are ready may not be all that is needed.  With a few tips to consider when you are ready to purchase an item, you could save even more money to your bottom … [Read more...]

Being frugal is one thing, being a cheapskate is an entirely different level.  Typically, those that are frugal have a greater goal in mind instead of wasting money; they want to save for their future.  Being a cheapskate can be embarrassing to be around, and they try and benefit themselves while usually stealing from the other.  Try and avoid some of the biggest cheapskate … [Read more...]

The holidays are all about giving, but some have some work to do in that department when it comes to picking out the perfect gift for you.  According to Optoro, which helps retailers process returns, almost $70 billion worth of holiday items are returned every year, which even makes you wonder how many of the gifts we give are actually enjoyed.  If you find you have a few … [Read more...]