There are many types of goods. There are convenience goods like fast food, shopping goods like clothing, and exclusive goods like luxury items. And then there are the unsought goods, things that are people are generally aware of, but they don’t get super excited about unless they happen to sell them. Among the list of unsought goods are funeral services, fire extinguishers and … [Read more...]
We Saved 17% by Switching to GEICO
Every year or so, I like to take a look at our car insurance rates and shop around a bit to see if we still have the best rate. I’m not sure what sort of hashish the insurance company actuaries are smoking, but it seems that rates are always fluctuating. And with all the different factors that go into determining the rates, I find it hard to understand why anyone would want to … [Read more...]
5 More Ways to Sabotage Your Financial Future
Let your emotions guide your decisions I know how hard this is, but you can do it. You’re a rational person, and when you come across anything bright and shiny, you think to yourself, “Now let’s think about this logically.” Yeah right. You’re like, “OMG I need that noooooooow!” A friend of mine dropped a few hundred dollars for a pet that he was super excited about. I tried … [Read more...]
The Case for Life Insurance
A couple of years ago, a friend at work told me she was participating in a bake sale over the weekend. One of her best friends' husband had died in a car accident and his widowed wife and three kids couldn't afford to pay for his funeral. Another friend's father passed away when he was young. His mother had no degree and no job. Within just a few months, she married a man who … [Read more...]