Whether you are just out of college with your first job, or are halfway through your career, it is never too late to save for future retirement. Well, actually, it can be too late if you never save and are not left with much when it is time to enjoy your golden years, hoping to live off social security wages that you will be lucky to make ends meet. One excuse for a lack of … [Read more...]
Five Tips for a More Affordable Holiday Season
The holidays can be stressful enough with all of the family visits, crowded malls, not to mention the empty wallet when it is finally over. According to a recent survey by the American Research Group, shoppers are planning on spending $929 on gifts this holiday season, up from $882 last year. That is what they planned on spending, so what will you actually spend? Try a few … [Read more...]
The Issues of Funding Retirement, Early or Not
Everyone at some time in their working lives wishes they were retired and did not have to get up on Monday morning for the week ahead. It may be after a particularly bad week and often it is only a temporary mood but there is little doubt that many would retire early if they could afford to do so. Affordability is a key and with life expectancy increasing the amount of money … [Read more...]
How you Can Afford the Car You Really Want Without Breaking the Bank
(Sponsored Post) The car you drive shouldn’t just be any old motor, it should be an investment in a quality vehicle that you enjoy. You might however think that getting a better car will mean having to shell out loads of money, or that it’s simply something you can’t afford – but this isn’t necessarily the case. There are plenty of great deals out there just waiting for … [Read more...]
4 Ways to Prepare Now for Holiday Deals
The holidays are quickly approaching, and with them come costly annual gift exchanges. That is, of course, unless you can weasel your way out of them (more on that later). Friends at the office, close family, and extended relatives all expect to have a gift exchange of some kind or another. If you don’t prepare ahead of time, even the $5 white-elephant gifts can add up … [Read more...]