You don’t need plain green loans in order to get by on your finances.  Living paycheck to paycheck is common, but that doesn’t mean it’s the right thing to have in common.  If you can take a look at your who financial picture, starting from tracking every dollar coming in, and going out, you can hope to reduce expenses so you can free up extra money to build an emergency fund, … [Read more...]

Before you do something hasty and go for your csl plasma card in order to gain extra money, there are certainly other ways that you can adapt your spending behavior in order to make adjustments and free up extra money each month.  It’s amazing how quickly money goes, from getting your paycheck, to paying your monthly bills, and then hopefully saving, there probably isn’t much … [Read more...]

No matter if you live paycheck to paycheck or have built yourself a little cushion with a few months’ worth of expenses in an emergency fund, there is always room for improvement.  A few years ago, I didn’t know an ira vs 401k, but as you look to how quickly it’s been since you have been in the working world, the years until retirement will come quicker than you think, so it’s … [Read more...]

I know they have the grocery store delivery services now, but honestly if you play it right, it’s actually not that bad to go grocery shopping.  Hey, it gets you out of the house for a bit, and it doesn’t have to be as frustrating as some make it out to be.  You’re already in the right direction by going grocery shopping in the first place instead of eating out, but you can … [Read more...]

In order to really ensure that you not only have more money coming in than going out each month, but enough funds to properly saving for your emergency fund and 401(k) accounts, you really need to cut down expenses.  By the time we pay our necessary monthly bills such as the mortgage, car lease, insurance, and utility bills, not to mention factoring money for food and gas, … [Read more...]