We all dream of being rich one day. We want to enjoy the luxurious things in life without having to worry about how much they cost or how much money we have left in our checking account after making a purchase. But just dreaming about being rich isn’t necessarily going to get you where you want to go. To become rich, and stay rich, you have to do things differently than what … [Read more...]
Rules of Thumb to Ignore
Rules of thumb can be useful to help people who are completely new to getting their personal finances in order. It gives you a good idea of what is generally accepted as good financial behaviors. When I first started becoming interested in personal finance, they were largely my guide to setting goals and gauging my financial health, but the more and more time I spend looking at … [Read more...]
Changing Your Behavior Isn’t Enough
Last week I started a blog post entitled “How I Would Max out My Credit Cards”. I was feeling a little daydreamy and started to think about all the things I would do if I just let loose and lived my life the way the Joneses do. Do you ever do that? Obviously it’s not exciting to think about the consequences, but those people don’t live that way anyway. So I just began to let … [Read more...]
Why are You a Failure?
Why am I a failure? Maybe you’ve asked yourself this question before. I know I have. It’s a question you can’t really avoid when you spend the first year after college un/underemployed. Not that I’m asking for pity. I’m not. Life isn’t always fair, even to ruggedly handsome men like me. I feel like it’s been a blessing, actually. It’s helped me to strengthen my spiritual … [Read more...]
Learn How to Juggle Your Finances
Learning how to deal with your finances is a lot like juggling. To show you just how difficult and frustrating it is, enjoy this little gem of me learning how to juggle five or so years ago (while listening to German Christmas music): I know. I’m a goober. Anyway, if you’re just learning how to do all this stuff, it’s hard. There are a lot of different things you … [Read more...]